Resources

• Lending Glossary

  Common loan-related terms...

• Uniform Commercial Code (UCC)

  The UCC, as it relates to lending, is a way for each state...

• Usury Laws by State

  Each state has its own regulations on the maximum interest rate...

• Financial Literacy: Family Fun for Everyone

  Parents invest in their children’s futures in all kinds of ways...

• Teach your child about borrowing/lending the right way

  There are, of course, varying levels of success...

• The High Cost of Small Business Loans

  Whether you need startup financing for a new business, or funds...

• Promissory Notes and Loan Agreements

  Many people have the mistaken believe that a promissory note is sufficient...

• Friend and Family Lending and Vacation Homes

  If you’ve been considering purchasing a vacation property...

• How to find a credit counseling company

  At you can learn about the benefits of friend and family lending...

• Consolidate Your Debt with a Personal Loan

  Most people have multiple credit cards, and many are constantly...

• Auto Loans: Consider Alternatives

  If you read articles about ‘how to go green’ or ‘how to save money,’...

• A Borrower’s Guide to Personal Loan Agreements

  For many people, the thought of applying for a loan conjures up...

• How to Determine an Interest Rate

  Selecting an appropriate interest rate is critical to creating a successful...

• Personal Loans: How to Protect Yourself

  A personal loan can be a risky venture if it is not properly set up...

• Personal Loan Types and Repayment Options

  There are several different repayment options for a personal loan...

• Keys to a Successful Personal Loan Agreement

  After both parties have settled on the basic terms of their loan...

• Tips on Evaluating a Request for a Personal Loan

  When a friend or relative asks for a personal loan it can...

• Tips on How to Ask for a Personal Loan

  Asking for a loan from a relative or friend can be an intimidating...

• Personal Loan Horror Stories

  At LoanBack we have collected a number of anecdotes from users...

• UCC Filings and Personal Loans

  The Uniform Commercial Code or “UCC”, as it relates to lending...

• Borrowing Money from Family or Friends: Protect Yourself

  If you’re considering borrowing money from a family member...

• Family Lending: The Fear Factor

  Are you considering a loan agreement with a family member?...

• Loaning Money to Family or Friends : Protect Yourself

  When a loan agreement between family or friends goes bad...

• A Lender’s Guide to Loan Agreements

  There’s nothing wrong with lending money to friends or family. But...

• Personal Loan Types and Repayment Options: Borrowers

  There are several repayment options for a personal loan...

• Personal Loan Types and Repayment Options: Lenders

  A loan agreement is a must in friends & family lending...

• Borrowing in UK

  The recent financial meltdown has impacted borrowing and lending...

• Tax Implications for Personal Loan Lenders

  In today’s economic environment, many people are struggling to find financing...

• When Is Interest on Loans or Credit Cards Deductible?

  The interest on this loan is tax deductible up to one million dollars...

• Tax Implications for Personal Loan Borrowers

  This situation is especially true for friends and family members...

• Personal Loans as an Investment

  Lending money to a friend or relative can be a smart financial decision.....

• Buying a home with a personal loan

  Buying a home is one of life's biggest financial decisions..