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Personal Loan Basics

Everything you always wanted to know about a personal loan but were afraid to ask. A personal loan can be as simple or as complicated as you want to make it. No matter the purpose of your loan, a personal loan can work for you.


  • A Guide to Personal Loans
  • How to Determine an Interest Rate
  • How to Protect Yourself and Relationship with a Personal Loan
  • Personal Loan Types and Repayment Options
  • Personal Loans as an Investment
  • Keys to a Successful Personal Loan Agreement
  • Tips on Evaluating a Request for a Personal Loan
  • Tips on How to Ask for a Personal Loan
  • Personal Loan Horror Stories
  • UCC Filings and Personal Loans
  • Key Lending Rates
  • Lending Glossary
  • Usury Laws by State
  • Uniform Commercial Code (UCC)

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